AAR Individual Packages
Consist of members that join cover individually. This could be a family or a person.
A company can have an individual cover when they have less than 4 principals or main members, Cover Includes both Inpatient and Outpatient services Benefits and premiums payable are on a per-person basis. The products are broken down per region i.e Uganda, East Africa and Worldwide.
| Inpatient Benefits (Pre-authorisation will be required) | ||||||
| Illness Hospitalisation cover | Covered to Ugx5,000,000 | Covered to Ugx10,000,000 | Covered to Ugx15,000,000 | Covered to Ugx20,000,000 | Covered to Ugx25,000,000 | Covered to Ugx30,000,000 |
| Accident Hospitalisation cover | Covered to Ugx5,000,000 | Covered to Ugx10,000,000 | Covered to Ugx15,000,000 | Covered to Ugx20,000,000 | Covered to Ugx25,000,000 | Covered to Ugx30,000,000 |
| Admissions to Intensive Care & high care units for Non Chronic Ilness | Covered upto full Illness Hospitalisation Limit | Covered upto Ugx5,000,000 within Illness Hospitalisation Limit | Covered upto Ugx10,000,000 within Illness Hospitalisation Limit | Covered upto Ugx15,000,000 within Illness Hospitalisation Limit | Covered upto Ugx20,000,000 within Illness Hospitalisation Limit | Covered upto Ugx25,000,000 within Illness Hospitalisation Limit |
| Admissions to Intensive Care & high care units for Accident | Covered upto full Accident Hospitalisation Limit | Covered uptoUgx5,000,000 within Accident Hospitalisation Limit | Covered upto Ugx10,000,000 within Accident Hospitalisation Limit | Covered upto Ugx15,000,000 within Accident Hospitalisation Limit | Covered upto Ugx20,000,000 within Accident Hospitalisation Limit | Covered upto Ugx25,000,000 within Accident Hospitalisation Limit |
| Admissions to Intensive Care & high care units for Chronic (subject to chronic waiting period) | Covered Upto CDL Limit | Covered Upto CDL Limit | Covered Upto CDL Limit | Covered Upto CDL Limit | Covered Upto CDL Limit | Covered Upto CDL Limit |
| Hospital Room Limit Per Night within hospitalization limit | Ugx100,000 | Ugx100,000 | Ugx100,000 | Ugx100,000 | Ugx150,000 | Ugx150,000 |
| Pre-existing Conditions | Not covered | Not covered | Not covered | Not covered | Not covered | Not covered |
| Chronic conditions developed on cover (CDL) | Covered Upto Ugx 1,000,000 within Illness Hospitalisation Limit | Covered Upto Ugx 2,000,000 within Illness Hospitalisation Limit | Covered Upto Ugx 3,000,000 within Illness Hospitalisation Limit | Covered Upto Ugx 4,000,000 within Illness Hospitalisation Limit | Covered Upto Ugx 5,000,000 within Illness Hospitalisation Limit | Covered Upto Ugx 6,000,000 within Illness Hospitalisation Limit |
| Oncology tests, drugs & consultation, Chemotherapy and radiotherapy | Covered Upto CDL Limit | Covered Upto CDL Limit | Covered Upto CDL Limit | Covered Upto CDL Limit | Covered Upto CDL Limit | Covered Upto CDL Limit |
| Treatment of covid-19 and related co- morbidities | ugx250,000 | ugx500,000 | ugx750,000 | ugx1,000,000 | ugx1,250,000 | ugx1,500,000 |
| Nursing fees, medical expenses and ancillary charges | Covered | Covered | Covered | Covered | Covered | Covered |
| General Surgery, Surgeons’, consultants’, anaesthetists’, medical practitioners’ fees | Covered | Covered | Covered | Covered | Covered | Covered |
| Reconstructive surgery | Covered Upto Ugx 1,000,000 within Accident Hospitalisation Limit | Covered Upto Ugx 2,000,000 within Accident Hospitalisation Limit | Covered Upto Ugx 3,000,000 within Accident Hospitalisation Limit | Covered Upto Ugx 4,000,000 within Accident Hospitalisation Limit | Covered Upto Ugx 5,000,000 within Accident Hospitalisation Limit | Covered Upto Ugx 6,000,000 within Accident Hospitalisation Limit |
| Inpatient Opthamology | Covered Upto Ugx 1,000,000 within Accident Hospitalisation Limit | Covered Upto Ugx 2,000,000 within Accident Hospitalisation Limit | Covered Upto Ugx 3,000,000 within Accident Hospitalisation Limit | Covered Upto Ugx 4,000,000 within Accident Hospitalisation Limit | Covered Upto Ugx 5,000,000 within Accident Hospitalisation Limit | Covered Upto Ugx 6,000,000 within Accident Hospitalisation Limit |
