Get Insurance Cover
SME Cover
Eligibility: 4 - 9 principal members
This insurance package provides essential health benefits and critical illness coverage, ensuring that business owners and their employees are protected against unexpected health issues.
It also includes special provisions for business continuity planning, helping SMEs thrive even in the face of health-related disruptions.
Stay proactive about your health with our outpatient benefits that cover general practitioner and specialist consultation fees, prescribed medicines and drugs, and diagnostic tests.
Outpatient surgery and treatment for chronic conditions are also covered, ensuring you receive ongoing, comprehensive care without hospitalisation.
Our inpatient coverage ensures comprehensive care when you need hospitalisation. This includes room and board, all necessary medical and surgical expenses, intensive care, and access to specialized treatment facilities.
Our policies cover both accident and illness hospitalisation limits up to the overall annual limit (OAL), ensuring peace of mind during difficult times.
All benefit limits are determined by the premiums
Our maternity benefits support expectant mothers from prenatal to postnatal stages, covering all necessary medical services including delivery and complications.
This benefit is designed to ensure both mother and baby's health are monitored and supported, offering peace of mind throughout the pregnancy and after.
The benefit limit is determined by the premium.
Good vision is essential to quality of life, which is why our coverage helps maintain your visual health with these optical benefits:
The benefit limit is determined by the premium
We understand the importance of oral health for overall well-being and provide coverage that supports maintaining healthy teeth and gums with these dental benefits:
We go beyond basic insurance to offer additional benefits that enhance your health and well-being, providing a holistic approach to your health insurance needs:
Small and Medium-sized Enterprises (SMEs) face unique challenges, and our SME Cover is designed to meet these needs effectively.
testimonials
What Our Clients Are Saying
We partnered with AAR Insurance to provide corporate health benefits to our employees, and the feedback has been overwhelmingly positive. Their tailored plans have not only improved our employee satisfaction but also enhanced our reputation as a caring employer.
Henry Tumusiime
HR Manager
For small businesses like ours, managing costs while taking care of our team is a top priority. AAR Insurance’s SME cover addressed all our concerns with cost-effective solutions that don’t compromise on care. The coverage has been a game-changer for our small team’s morale and health security.
Birungi Anita
small business owner