School Cover

With options for on-campus health services and partnerships with leading healthcare providers, our school insurance ensures that educational environments are safe, supportive, and conducive to learning.

Outpatient Services

Stay proactive about your health with our outpatient benefits that cover general practitioner and specialist consultation fees, prescribed medicines and drugs, and diagnostic tests.

Outpatient surgery and treatment for chronic conditions are also covered, ensuring you receive ongoing, comprehensive care without hospitalisation.

Outpatient benefit structure - AAR Health Insurance Uganda

Inpatient Services

Our inpatient coverage ensures comprehensive care when you need hospitalisation. This includes room and board, all necessary medical and surgical expenses, intensive care, and access to specialized treatment facilities.

Our policies cover both accident and illness hospitalisation limits up to the overall annual limit (OAL), ensuring peace of mind during difficult times.

Inpatient benefit structure - AAR Health Insurance Uganda

Maternity Benefits

All benefit limits are determined by the premiums

Our maternity benefits support expectant mothers from prenatal to postnatal stages, covering all necessary medical services including delivery and complications.

This benefit is designed to ensure both mother and baby's health are monitored and supported, offering peace of mind throughout the pregnancy and after.

AAR Health Insurance Uganda Marternity benefit

Optical Benefits

The benefit limit is determined by the premium.

Good vision is essential to quality of life, which is why our coverage helps maintain your visual health with these optical benefits:

  • Lenses
  • Frames
  • Consultations
  • General eye examinations
  • Simple outer eye surgeries

Dental Benefits

The benefit limit is determined by the premium

We understand the importance of oral health for overall well-being and provide coverage that supports maintaining healthy teeth and gums with these dental benefits:

  • Fillings
  • Cleaning/scaling and polishing
  • Extractions
  • Root canal
  • Infections
  • Minor surgeries

Additional Member Benefits

We go beyond basic insurance to offer additional benefits that enhance your health and well-being, providing a holistic approach to your health insurance needs: 

  • Annual health check-ups
  • Health talks
  • Rescue and evacuation
  • Medical camps
  • Funeral benefits
  • Personal accident and personal disability cover (Adult and Child)

AAR Insurance’s School Insurance plans are specially formulated to meet the unique needs of educational institutions. Covering students and staff, these plans provide essential health services, accident coverage, and emergency responses.

testimonials

What Our Clients Are Saying

We partnered with AAR Insurance to provide corporate health benefits to our employees, and the feedback has been overwhelmingly positive. Their tailored plans have not only improved our employee satisfaction but also enhanced our reputation as a caring employer.

Henry Tumusiime

HR Manager

For small businesses like ours, managing costs while taking care of our team is a top priority. AAR Insurance’s SME cover addressed all our concerns with cost-effective solutions that don’t compromise on care. The coverage has been a game-changer for our small team’s morale and health security.

Birungi Anita

small business owner

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happy nuclear family on AAR Individual insurance

Individual/Family Insurance

Flexible and robust health insurance options tailored to meet the personal needs of individuals and families, ensuring peace of mind for all life stages.
(Under 4 principal members)
corporate staff smiling

Corporate Insurance

Comprehensive health insurance plans designed for businesses, offering extensive coverage that supports the well-being of your employees and their families.
(10 and above principal members)
small business

SME Cover

Specialised insurance coverage for educational institutions, providing critical support and services to ensure the health and safety of students and staff.