Individual/Family Insurance

Eligibility: Under 4 principal members

Features include hospitalisation, outpatient services, maternity coverage, and more, all tailored to provide peace of mind through high-quality care.

Outpatient Services

Stay proactive about your health with our outpatient benefits that cover general practitioner and specialist consultation fees, prescribed medicines and drugs, and diagnostic tests.

Outpatient surgery and treatment for chronic conditions are also covered, ensuring you receive ongoing, comprehensive care without hospitalisation.

Outpatient benefit structure - AAR Health Insurance Uganda

Inpatient Services

Our inpatient coverage ensures comprehensive care when you need hospitalisation. This includes room and board, all necessary medical and surgical expenses, intensive care, and access to specialized treatment facilities.

Our policies cover both accident and illness hospitalisation limits up to the overall annual limit (OAL), ensuring peace of mind during difficult times.

Inpatient benefit structure - AAR Health Insurance Uganda

Maternity Benefits

All benefit limits are determined by the premiums

Our maternity benefits support expectant mothers from prenatal to postnatal stages, covering all necessary medical services including delivery and complications.

This benefit is designed to ensure both mother and baby's health are monitored and supported, offering peace of mind throughout the pregnancy and after.

AAR Health Insurance Uganda Marternity benefit

Optical Benefits

The benefit limit is determined by the premium.

Good vision is essential to quality of life, which is why our coverage helps maintain your visual health with these optical benefits:

  • Lenses
  • Frames
  • Consultations
  • General eye examinations
  • Simple outer eye surgeries

Dental Benefits

The benefit limit is determined by the premium

We understand the importance of oral health for overall well-being and provide coverage that supports maintaining healthy teeth and gums with these dental benefits:

  • Fillings
  • Cleaning/scaling and polishing
  • Extractions
  • Root canal
  • Infections
  • Minor surgeries

Additional Member Benefits

We go beyond basic insurance to offer additional benefits that enhance your health and well-being, providing a holistic approach to your health insurance needs: 

  • Annual health check-ups
  • Health talks
  • Rescue and evacuation
  • Medical camps
  • Funeral benefits
  • Personal accident and personal disability cover (Adult and Child)

Our Individual Insurance policies are built to protect you and your family’s health at every life stage. Offering flexible coverage options, from basic emergency care to comprehensive health management plans, our policies ensure that you have access to the best medical services without financial strain.

testimonials

What Our Clients Are Saying

As a mother of two, finding an insurance plan that covers my entire family affordably was crucial. AAR Insurance gave us a family plan that is not only budget-friendly but also expansive in coverage. The peace of mind knowing my family is protected is invaluable. Their support during our hospital visits was exceptional.

Sarah Nambuya

Mother

aar testimonial michael okello

Switching to AAR Insurance was one of the best decisions I've made for my health. The coverage is comprehensive, and I've been particularly impressed by the responsiveness of their customer service team. They made my hospitalization process smooth and stress-free, which really helped me focus on my recovery.

Michael Okello


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