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    • Corporate Insurance

      Comprehensive health insurance plans for businesses, offering coverage that supports your employees and their families (10 principal members and above)

    • Individual/Family Insurance

      Flexible health insurance options to meet the personal needs of individuals and families ensuring peace of mind for all life stages (Under 4 principal members)

    • SME Cover

      Tailored solutions for small and medium-sized enterprises offering essential protection for your gorwing business needs. (4 - 9 principal members)

    • School Insurance

      Specialised insurance coverage for educational instituitions to ensure health and safety of students and staff

    • Ddwaliro Care

      Provides inpatient insurance coverage starting as low as UGX 5K per month.

    • AAR Kitanda Care

      Covers medical expenses for members who have been hospitalised due to illness or an accident.

    • AAR Medcare Hospital Cash

      Provides a fixed daily cash benefit to cover daily expenses incase of unforeseen hospitalisation due to illness or accident.

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Frequently Asked Questions

What is AAR Insurance?

AAR is an insurance company in Uganda here to cover all your health insurance needs. Learn more at https://aar-insurance.ug/

How do I get insurance?

Contact us at info.ug@aar-insurance.com or explore and get quote for one of our products at  https://aar-insurance.ug/#products

What will happen if I lose my membership card?

Report the loss to your HR department immediately you realize it’s missing. However, the card cannot be used by any other person provided the fingerprints have been saved on the card.

What will happen if my card gets damaged?

You should return the card to AAR Insurance for replacement at a small cost of UGX 30,000 only

What will happen if a patient is too ill to present a fingerprint?

The hospital should notify AAR Insurance for off smart billing.

What happens if I have forgotten my card at home?

You can be verified by use of OTP on your mobile phone or treated off smart after authorization by AAR Insurance.

What happens if my child is taken to the hospital by a relative or somebody else whose fingerprints are not on the card?

Treatment will be provided only after authorization by AAR Insurance. However, always encourage the child to be taken by a guardian whose fingerprints are captured.